ipc: set EFAULT as default error in load_msg()

Signed-off-by: Peter Hurley <peter@hurleysoftware.com>
Acked-by: Stanislav Kinsbursky <skinsbursky@parallels.com>
Signed-off-by: Andrew Morton <akpm@linux-foundation.org>
Signed-off-by: Linus Torvalds <torvalds@linux-foundation.org>